What’s New?
Last update on November 2, 2024 : Merchant Payment, CSS & JS Libraries & plugin assets update, Date range picker, CSV & PDF download, Remittance (paid), Express Merchant Rest API , Virtual Card (paid), Multilevel Referral System (paid), Automated KYC Verification (paid), Payment via Payment Link (paid), Escrow Module (paid), Event Ticket (paid), Prestashop Module (paid), CryptExchange Addon (paid), CryptInvest Addon (paid), TRC-20 token Deployment, Custom Token add, Stable Token connect, WooCommerce Addon (paid), OpenCart Addon (paid), Adjust Token, TRC-20 Token Send, PayMe (paid), TRC-20 Token Receive, Token Wallet, Donation (paid), Token Transaction Webhook, USDT supported with TRC-20 token, Front end template update, Agent Pay Web & Mobile app (paid)
Latest Version PayMoney v4.3.1
Overview of PayMoney
- PayMoney is an online payment gateway that ensures smooth and secure transactions
- It will
help to keep your account more secure & reliable. Enjoy safe online payments through PayMoney. This system
is similar to larger payment services like PayPal or Stripe -
You can deposit money in a few minutes with multiple currencies and multiple payment gateways like PayPal,
Stripe, CoinPayments, Coinbase and much more -
The main features of the application – Deposit, Payout, Transfer, Exchange, Request Payment, Ticketing
system, Revenues, Merchants, Merchant Payment, Crypto Send Receive etc. If a user has any claim
against any payment, he/she can claim to the defendant using Dispute.
Demo Site info:
Admin Login:
URL:
https://demo.paymoney.techvill.net/admin
username : [email protected]
password : 123456
User Login:
URL: https://demo.paymoney.techvill.net/login
username : [email protected]
passwrod : 123456
Merchant Login:
URL: https://demo.paymoney.techvill.net/login
username : [email protected]
passwrod : 123456
Test Credentials:
Stripe credentials (Deposit)
Card number : 4242424242424242
MM/YY : 12/29
CVC : 123
Key Features
Deposits
Registered
users can make deposit into payMoney. With our system payment methods, user can do deposit. User can select in
which Wallet they want to deposit the amount.
Transfer
Amount
It is
possible transfer money to any registered or unregistered users. Unregistered users can see their money once
they signup. Admin can block, refund for any illegal issues.
Request
Amount
Registered users can request money to any
Registered or Unregistered users. Request receiver has the option to approve the request or cancel it.
Currency
Exchange
By pay Money, user can exchange any currency ‘From
wallet’ to ‘To wallet’. Can set exchnage type as Local/API. Based on each currency exchange rate, amount will be
converted and added on user wallets. Admin can see details about exchange in Currency Exchange.
Payment
Methods
Currently, we have 7 payment
methods to deposit money – PayPal, Stripe, Payeer, PayUMoney, Coin Payments, Coinbase & Bank.
From Currencies->Payment method, admin can activate/deactivate payment methods.
Payouts
/ Withdrawals
Money can be easily withdrawn
from wallets. PayPal/Bank, how do you want to withdraw your money? To withdraw money, you must first enter your
bank details in the withdrawal settings, or if it is PayPal, simply enter your PayPal email address. Withdrawal,
on the other hand, is a manual process in PayMoney. Following the withdrawal request, admin will manually send
the funds to the bank or paypal email address.
Crypto Send Receive
PayMoney is integrated with Bitcoin, Litecoin, Dogecoin, Ethereum, and Tron cryptocurrencies, allowing users to send crypto balances to valid wallet addresses. The process of sending and receiving transactions is fully automated and connected to the blockchain.
Token Send Receive
PayMoney admins can deploy TRC-20 tokens on the Tron network, enabling the sending and receiving of TRC-20 tokens within crypto wallets.
Revenues
Fixed amount charge & charge
percentage is revenue in PayMoney system.For transaction typeseach currency, admin can set few amount of charges
from fees that will separately show in Revenues in admin panel. Only admin can see revenues.
Roles &
permissions
As owner of this site you can
add other user as admin providing permission to specific role.
User
Group
Admin can add default group for
site users. For group users, admin gives specific permission to each group.For example, Users may apply to be
Merchant and admin can change his group to Merchant providing extra permission.
Preferences
From settings-> preferences,
admin can set Time zone, Date format, Money symbol, Thousands separator.
Activity
Logs
Admin can see each users login
activity from activity logs.
Fees &
Limits
Fees & Limits are the combination of currency and
payment methods (Deposit, Transfer, Payout, Request payment & Exchange.). Fees are applicable as charge
percentage & charge fixed where limit is the combination of minimum limit & maximum limit.
Merchants
User can create merchants via this system. We have
two types of merchant- Standard & Express.
In PayMoney Standard type user can create merchant
and generate merchant payment form. By this form user will get the pay now option & do payment to merchant.
PayMoney Express Checkout gives your buyers a
simplified and secure checkout experience using API that keeps them local to your website or mobile app
throughout the payment process.
Disputes
User can contact with merchant through Dispute
option if user have any claim about their product. Administration can take action (Approved or Reject)
discussion on both parties.
Create
Tickets
Ticket system is better way to dealing with
customer about their issues where user can report or ask questions on various issues. If you have trouble with
the site or program, you can use this option as help.
Email
Templates & settings
To send mail we have dynamic email template which
is changeable too. If you want you can change the template. It also supports multiple languages.
We have two E-mail sending protocols. You can send email via SMTP and another one is default, send mail option.
2-Factor
Authentication
2FA is an extra layer of security used to make
sure that people trying to gain access to an online account are who they say they are. It is used to control
access to systems and data from hackers.
2FA is allowed for By email, By Phone & By Google Authentication.
By email & phone: When you verify for email, a
6-digits code will be send to your email to verified your eamil address. By phone, verification process is same
as email processing system.
By Google Authentication: Set up google
authenticator app into your mobile phone before continuing, otherwise you will be unable to verify. Then scan QR
code from your systems via phone & enter the 6-digit OTP from your app.
Email/Phone
verification
Email verification services help you to portect
your account.This process is helpful to confirming that an email address is valid or not. System automatically
send a verification code to the email address used to sign up for the account.
Manual
Deposits & Payouts/Withdrawals
The PayMoney
system allows for manual deposits and withdrawals. For every specific user, the administrator can manually
deposit and withdraw funds. Additionally, a user can manually deposit money via bank and withdraw funds to a
bank or PayPal account.
Know
your customer (KYC)
It is the process of knowing your customers. It
helps to verify the identity of any clients either before or during the time you start the business with them.
KYC allows companies to protect themselves by ensuring that they are doing business legally or not, and it also
protects the individuals who might otherwise be harmed by financial crime.
There are two types of verifications-
- Address verifications
- Identity verifications
Address verifications: Go to
user profile and upload appropriate file for address verification. If admin approves it, it will display
‘Address verified’ in users list in admin panel and also in user profile in user panel.
Identity verifications: At
first, from user panel select the identity type & provide your necessary credentials. When admin approves the
user identity, it will show ‘Identity Verified’ in users list in admin panel and also as in user profile.
Notification
Settings
During each
transaction admin will get email as transaction notification. Admin will be able to set individual admin email
for individual transactions types (Deposit, Send, Request, Payout, Exchange, Payment).
To receive email
notifications, admin must configure the notification settings from notification settings option. Admin can
assign anyone (set email) for each transaction type.
User
Status Change: Admin can change user status to Active/Inactive/Suspend.
Active: Users can do all types of activities from his/her panel.
Inactive: Users can’t login to the system. While going to login into the system a message will
appear to the user that he/she is inactivated.
Suspend: Users will be able to login to the system, but they can’t do any type of transactions
(Deposit, Send Money, Request payment, Exchange, Payout, Merchant payment)
Send/Request
Money via Phone number
User can
Send/Request money via user phone number ( Registered or unregistered users). While transferred amount or send
request to user phone number, user get sms on their mobile number.
TatumIO Subscriptions
User can manually create notifications for any user on TatumIO, ensuring they receive timely updates for events related to their blockchain addresses.
Update ChangeLog
PayMoney v-4.3.1 November 2, 2024
Improvement: Standard Merchant payment
Improvement: Express Merchant payment
Improvement: Date Range picker improve on filtering data
Improvement: CSV & PDF download of Datatable
Improvement: CSS & JS plugin & libraries improve
Bug Fixing: Crypto Receive PDF Sender & Receiver id issue fix
PayMoney v-4.3.0 September 22, 2024
Feature: Crypto Token Feature Added
Feature: TRC-20 Token Deployment from admin panel
Feature: TRC-20 Token Send Receive from admin panel
Feature: TRC-20 Token Send Receive from user panel
Improvement: Landing page design update to add new block for crypto currency
Bug Fixing: Transaction list sender & receiver id fix
PayMoney v-4.2.3 August 3, 2024
Feature: Added subscription support for tatum.io
Bug Fixing: Resolved Coinpayment issues for secret code & status check
Bug Fixing: Resolved composer.json dependency issue
Bug Fixing: Fixed withdrawal setting form submit button text issue
Bug Fixing: Fixed PSR-4 autoloading standard issue
Bug Fixing: Fixed max upload file size issue
Improvement: Modified fees limit for dynamic transaction types
Improvement: Update payment gateway processor process system
PayMoney v-4.2.2 May 30, 2024
Bug Fixing: Exchange Rate calculate from live api
Bug Fixing: Stripe Button active before loading the page
Bug Fixing: Duplicate phone issue for registration
Improvement: User Panel Sider bar refactor for transaction & addon
Improvement: Block.io Crypto Provider remove as block.io discontinue service
PayMoney v-4.2.1 April 06, 2024
Bug Fixing: Forgot Password OTP Mail
Improvement: On demand feature Agent Module dependency add
Improvement: Missing Translation added
PayMoney v-4.2.0 March 12, 2024
Bug Fixing: Deposit PDF issue fix
Bug Fixing: Stripe Live mood error message
Bug Fixing: Withdrawal wallet balance message repeate fix
Bug Fixing: Crypto Asset creation via Tatum.io Ethereum mainnet issue fix
Bug Fixing: Block.io provider asset list page balance check issue
Improvement: Gateway Clear image use
Improvement: Phone Verification functionality
Improvement: Wildcard functionality Improvement